Sep 25, 2026 · 38 min
Housing inventory surges as mortgage rates top 7%
The Correction Will Get Even More Severe | Sept. 2026 Housing Market Update
The episode tests whether worsening affordability and demand signal a housing crash or create negotiating opportunities for buyers and investors.
- 1Inventory has reached a six-year high while mortgage rates above 7% intensify pressure on affordability and demand.
- 2Dave Meyer weighs crash risk through inventory, prices, mortgage rates, and other housing-market indicators.
- 3Price cuts, concessions, and negotiation could help buyers secure significant discounts, especially in weaker markets.
Don't miss
Dave Meyer’s risk report weighs whether elevated inventory and mortgage rates point to a crash or negotiable buying opportunities.
The brief
September’s housing market arrives with inventory at a six-year high and mortgage rates above 7%, creating a tougher environment for affordability and demand.
Dave Meyer frames the central question: do worsening conditions amount to a housing crash, or do they create openings for investors and buyers willing to negotiate?
The risk report evaluates inventory, prices, mortgage rates, and other indicators rather than treating any single measure as proof of a crash.
Price cuts and concessions become central to the buyer strategy, with negotiation offering a path to significant discounts as sellers face more pressure.
The episode’s clearest tension is between a broad correction that may deepen and the market-specific opportunities created by weaker demand.
