What podcasts say about Aneisha Beveridge
Every statement, with the speaker, the exact quote and the moment it was said.
What Aneisha Beveridge has said on podcasts
18 statements · 11 positive · 4 negative · 1 mixed · 2 neutral
Rental income generated roughly two-thirds of typical buy-to-let returns over 30 years.
“around two-thirds of an investor's typical kind of total return has come from rental income.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 5:27
Rents generally outperformed house-price growth during the last 15 years.
“over the last 15 years, we've generally seen rents outperform house price growth.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 5:43
Leverage has made buy-to-let more appealing than comparable investments.
“It's the use of leverage really that kind of makes buy or has made buy to let so appealing over.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 8:04
Mortgage-interest relief restrictions reduced buy-to-let profitability.
“that was one of the big, big factors that really started to kind of dent profitability of buy-to-let.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 9:43
Higher-rate landlords could owe tax despite making a buy-to-let loss.
“it meant that you could actually be paying a tax bill, even if you made a loss profitability wise on your buy to let.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 10:28
Leveraged buy-to-let investment now needs targeted, yield-focused selection because capital gains are unreliable.
“Investment has to be far more targeted now. It generally has to be yield focused, particularly if you are using a mortgage to purchase that property, because you can't rely on capital gains like some of the older landlords were able to do so.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 15:46
Buy-to-let purchases account for just under 10% of homes sold this year.
“People are still investing around just under 10% of all homes sold so far this year. were purchased as buy-to-lets.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 16:01
Northeast England has the highest regional buy-to-let yields, averaging about 9.8%.
“the northeast is the highest yielding region in the country, and gross yields there on new buy-to-let purchases are averaging around 9.8%”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 16:44
Limited-company structures may provide more scope to mitigate future targeted tax measures.
“the way that limited companies are structured gives you a bit more sort of scope to kind of get around some of the more targeted tax measures that might still come down the line.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 18:17
National insurance on rental income is unlikely but possible.
“Whether we'll see that come in, it feels unlikely, but it is a possibility.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 18:40
Landlord compliance requirements and fines are major barriers to entry.
“that is definitely one of the bigger barriers to entry nowadays is you really have to know your stuff because some of the fines now associated with not doing your job properly as a landlord are pretty hefty.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 19:17
Economies of scale and diversification benefit buy-to-let landlords.
“economies of scale pay off in these scenarios, don't they? But diversification is really important as well”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 20:13
Landlords can lock in mortgage rates early to spread interest-rate risk.
“you do have the ability to lock in early with some of these kind of buy-to-let offers and sort of spread your risk in that manner.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 21:01
Prospective landlords should understand the local market before buying.
“the number one crucial tip is really understand the market that you're buying into.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 21:13
A property’s purchase price strongly determines its long-term performance.
“it's the purchase price of a property that really then dictates the performance of that asset longer term.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 21:20
Landlords should reference tenants carefully.
“Referencing is an absolute must.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 21:47
More landlords will use rent-guarantee and legal-expense insurance to mitigate risk.
“We think we're going to see a lot more landlords turn to products like that just to sort of mitigate risk and have a bit of a backup.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 22:19
Buy-to-let investment may become viable for Beveridge in a few years.
“I think there could be some scope in a couple of years' time, potentially.”
Open the episode · Is Buy-to-Let Still a Good Investment?Listen at 22:42
Statements are attributed to the speaker as said on the episode and reflect their view at the time, not PodLume's. They are not advice.