David Veen

What David Veen has said on podcasts

14 statements

1. on Global consumer financial servicesNeutralOct 13, 2026· Invest Like the Best with Patrick O'Shaughnessy

   Global consumer financial services remain dominated by incumbent branch-based banks.

   “global consumer financial services, it's about a $10 trillion industry and still something like 90% of that industry goes through banking branches and it's owned by incumbent banks”

   Listen at 2:28

   Open the episode · David Vélez - Building Nubank and the Future of Global Banking - [Invest Like the Best, EP.495]
2. on Digital financial services transformationPositiveOct 13, 2026· Invest Like the Best with Patrick O'Shaughnessy

   Digital transformation in financial services remains at an early stage.

   “that transformation, that migration that you've seen in our industries. in media, with Netflix, in retail, with Amazon, with the Barnes & Nobles, in transportation, with companies like Uber, that migration from incumbents to digitally native companies is still very, very early in financial services”

   Listen at 3:03

   Open the episode · David Vélez - Building Nubank and the Future of Global Banking - [Invest Like the Best, EP.495]
3. on Incumbent banks versus digitally native financial companiesNegativeOct 13, 2026· Invest Like the Best with Patrick O'Shaughnessy

   Incumbent banks will lose market share to digitally native companies globally.

   “you would expect a lot of shift from market share from the still incumbent banks to the Italy native companies”

   Listen at 4:10

   Open the episode · David Vélez - Building Nubank and the Future of Global Banking - [Invest Like the Best, EP.495]

Statements are attributed to the speaker as said on the episode and reflect their view at the time, not PodLume's. They are not advice.

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