What podcasts say about Federico Sandler

Every statement, with the speaker, the exact quote and the moment it was said.

What Federico Sandler has said on podcasts

25 statements · 20 positive · 2 negative · 2 mixed · 1 neutral

on MercadoLibre culturePositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
MercadoLibre’s cultural system attracts and retains talent aligned with its long-term vision.
“an operating system that allows a company to attract and retain the talent that is aligned with the long-term vision of the company”
Listen at 2:53
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on MercadoLibre investment programPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
MercadoLibre deliberately accepted negative operating margins to fund logistics and fintech expansion.
“we took operating margins to below zero on purpose to fund free shipping and the logistics network and also begin to get our... first inroads into Mercado Pago, Mercado Credito”
Listen at 7:25
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on MercadoLibre investmentsPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
MercadoLibre’s current investments are purchasing future company profits.
“they are buying the future profits of the company”
Listen at 8:24
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Nubank financial inclusionPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Nubank brought 1.5 million Brazilians into the banking system.
“1.5 million Brazilians that went into the banking system thanks to Nubank”
Listen at 8:58
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Brazilian real appreciationPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
A stronger Brazilian real improves MercadoLibre and Nubank’s reported financial results.
“a stronger real lifts the numbers”
Listen at 14:19
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Brazilian interest ratesPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Lower Brazilian interest rates will reduce funding costs and help borrowers at Nubank and MercadoLibre.
“lower rates is going to help the funding costs and the borrowers”
Listen at 14:22
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Brazilian government regimePositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
A business-friendly, fiscally responsible Brazilian government would benefit the region.
“it's slightly more positive that a business-friendly, fiscally responsible regime comes into Brazil”
Listen at 15:04
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Brazilian election resultsNegativeOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Brazilian election results should not be mechanically extrapolated to company performance.
“I'd be careful to extrapolate, you know, the election results to the future performance of the business”
Listen at 16:52
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Business-friendly Brazilian regimePositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
A business-friendly regime eventually brings lower inflation, funding costs, and greater foreign investment.
“a business friendly regime eventually brings lower inflation, lower funding costs, more foreign direct investment”
Listen at 17:08
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Latin American digital finance and commercePositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Latin America’s young, mobile, underbanked population creates a major opening for Nubank and MercadoLibre.
“you have a big opening for Nuon Medli”
Listen at 22:16
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Young Latin American consumersNegativeOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Young Latin Americans are unlikely to return to physical stores or bank branches.
“I don't imagine. The son of my friend or the daughter of my girlfriend, they're going to go to a physical store to a branch. I find it hardly unlikely.”
Listen at 23:59
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Nubank underwritingPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Nubank’s behavioral-data underwriting improved 90-plus-day delinquency across income bands.
“the result of that is a 90 day plus delinquency has improved in every income band”
Listen at 26:11
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Nubank AI agentsPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
AI agents handle 60% of Nubank’s Brazilian workflows and conversations at human-equivalent quality.
“60% of all the workflows and conversations in Brazil. are being done by AI agents with the same quality as a human.”
Listen at 26:43
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Branchless bankingNeutralOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Branchless banking alone reaches incumbent efficiency, not Nubank’s efficiency.
“no branches gets you to incumbent efficiency level, not NuBank”
Listen at 28:16
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Nubank NuFormerPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
NuFormer reduces non-collection from nine to three borrowers per 100 in the example population.
“With new former in the same population, you would not collect from three”
Listen at 29:54
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Nubank Brazilian customer penetrationMixedOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Nubank reaches 62% of Brazilian adults, but only 30% use it as their primary bank.
“Nubank has like 62% of the Brazilian adults, but only 30% use it as primary bank account”
Listen at 32:14
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Nubank primary-bank adoptionPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Converting Nubank customers to primary-bank users will increase revenue per active customer.
“the shift to primary is what is going to drive more RPAC”
Listen at 32:21
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Nubank U.S. expansionMixedOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Nubank can compete for a U.S. customer segment, but U.S. operations will not be transformative soon.
“I think they have a fighting chance in the US, but I won't expect the US to be transformative.”
Listen at 36:29
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on MercadoLibre investment strategyPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
MercadoLibre can generate more absolute profit despite lower margins if its business expands substantially.
“a lower margin on a much bigger business can mean far more profit”
Listen at 41:25
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on MercadoLibre operating incomePositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
MercadoLibre’s operating income rose from a 2019 loss to $3.2 billion in 2025.
“from 153 million operating loss in 2019 to like 3.2 billion, 3.2 billion of operating income in 2025”
Listen at 41:31
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on MercadoLibre Latin American e-commercePositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
MercadoLibre is Latin America’s dominant e-commerce player and will remain regionally focused.
“I think the 800-pound gorilla. from Mexico downwards is Melly. And they will stay in Latin America.”
Listen at 50:48
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on MercadoLibre competitive positionPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
MercadoLibre’s competitive lead will widen if it continues executing effectively.
“if they continue to execute this way, I think their distance will only get wider versus the rest”
Listen at 51:14
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Vista EnergyPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Vista Energy produces oil and gas at low cost.
“Vista produces this very cheaply”
Listen at 52:41
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Vista EnergyPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Vista Energy is an attractive Latin American investment candidate outside fintech and e-commerce.
“I think it's an interesting business to look at”
Listen at 53:00
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America
on Mercado PagoPositiveOct 12, 2026· The Deep End: Stock and Earnings Analysis from Futurum Equities
Mercado Pago is becoming users’ complete financial ecosystem in Latin America.
“your full financial ecosystem begins to be Mercado Pago”
Listen at 56:03
Open the episode · The Biggest Investing Opportunity of 2027 Is Hiding in Latin America

Statements are attributed to the speaker as said on the episode and reflect their view at the time, not PodLume's. They are not advice.