What podcasts say about Gary Zimmerman

Every statement, with the speaker, the exact quote and the moment it was said.

What Gary Zimmerman has said on podcasts

13 statements · 7 positive · 5 negative · 1 neutral

on Interest rateNeutralOct 11, 2026· WSJ's Take On the Week
Current mortgage and interest rates are historically average.
“Today, we're in a fairly average. historically average mortgage rate environment and interest rate environment. So I think rates are not high and they're not low. They're just kind of average right now.”
Listen at 12:34
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on U.S. bank depositsNegativeOct 11, 2026· WSJ's Take On the Week
Almost all U.S. bank-deposit cash is under-earning, underinsured, or both.
“almost all of that cash is under earning or underinsured or both”
Listen at 13:22
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on CashNegativeOct 11, 2026· WSJ's Take On the Week
Cash generally fails to preserve purchasing power after inflation.
“At best, it will keep pace with inflation, maybe slightly outperform inflation. Most people are lagging inflation, which means they're losing real purchasing power. every single day.”
Listen at 13:54
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on Cash holdingsPositiveOct 11, 2026· WSJ's Take On the Week
Holding cash can help investors remain disciplined during market declines.
“And it actually can make you a better investor because if you think about it, most financial advisors will give you the advice, stay invested, right? Don't panic when the market dips.”
Listen at 14:27
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on Online banksPositiveOct 11, 2026· WSJ's Take On the Week
Online banks’ lower operating costs enable them to pay higher deposit yields.
“And they're able to be a lot more efficient. And as a result, they're able to afford to pay a higher yield.”
Listen at 18:30
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on FDIC-insured bank depositsPositiveOct 11, 2026· WSJ's Take On the Week
Deposits below $250,000 are equally safe across FDIC-insured banks.
“As long as you keep less than $250,000 in that bank, it is... Exactly as safe as the bank next door.”
Listen at 20:05
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on AI agents in cash managementNegativeOct 11, 2026· WSJ's Take On the Week
AI agents will not overcome trust barriers in cash management even if technically capable.
“Even today, and I played around with some of these agents to see if I could get it to manage cash. They are years away, I think, from being able to do anything. And even if they can, they still won't be able to overcome the trust issue.”
Listen at 31:05
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on AI agentsNegativeOct 11, 2026· WSJ's Take On the Week
AI agents are years away from independently managing cash effectively.
“They are years away, I think, from being able to do anything.”
Listen at 31:11
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on AI-driven deposit movementPositiveOct 11, 2026· WSJ's Take On the Week
AI-driven deposit movement is not an existential risk to banks because marginal accounts provide limited funding.
“I don't think it is, in part because only a portion of a bank's funding comes from these marginal accounts.”
Listen at 32:17
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on Uninsured bank depositsNegativeOct 11, 2026· WSJ's Take On the Week
Uninsured deposits are the biggest risk in banking.
“I think the biggest risk in banking is uninsured deposits.”
Listen at 32:24
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on FDIC deposit insurance limitPositiveOct 11, 2026· WSJ's Take On the Week
Banking-system stability requires limiting deposits at each bank to the FDIC insurance limit.
“the key to stability of the banking system is to encourage people not to keep more than the FDIC insurance limit in any one bank.”
Listen at 32:40
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on Cash diversification across banksPositiveOct 11, 2026· WSJ's Take On the Week
Diversifying cash across banks can reduce personal risk and increase yield over time.
“if you diversify and spread your cash around much in the way that a squirrel is smart and buries its acorns under different trees, you can reduce risk for yourself. and earn significantly higher yield over time.”
Listen at 32:47
Open the episode · Why Cash Is King in the Era of Higher Interest Rates
on Cash managementPositiveOct 11, 2026· WSJ's Take On the Week
Managing $250,000 of cash differently could add $100,000 over ten years.
“a client with $250,000 in cash, they could earn an extra $100,000 in interest income over a 10-year period just by being a little smarter about how they manage cash.”
Listen at 33:01
Open the episode · Why Cash Is King in the Era of Higher Interest Rates

Statements are attributed to the speaker as said on the episode and reflect their view at the time, not PodLume's. They are not advice.