What podcasts say about AJ Ayers
Every statement, with the speaker, the exact quote and the moment it was said.
What AJ Ayers has said on podcasts
19 statements · 10 positive · 3 negative · 6 neutral
Young creatives with substantial income need tax advice and financial planning before portfolio-return strategies.
“there are young people who are making serious money, whether it's, you know, from a record deal or a book advance or what have you, and they want financial advice. They need tax advice and they're not ready for portfolio returns. They need a financial plan.”
Open the episode · At the Money: Investing for Creative TypesListen at 2:51
Irregular-income earners must be more disciplined about saving.
“you have to be much more disciplined about savings”
Open the episode · At the Money: Investing for Creative TypesListen at 4:12
Creatives should pay themselves regularly and save before spending.
“set up your own checking account, pay yourself every two weeks, figure out what makes sense to you and make sure you're saving first before you're spending money”
Open the episode · At the Money: Investing for Creative TypesListen at 5:18
A large creative payment may represent three years of salary paid upfront.
“you're actually getting your salary front loaded for the next three years”
Open the episode · At the Money: Investing for Creative TypesListen at 5:40
Taxes are a major source of financial trouble for creative people.
“Taxes is where creative people get into trouble.”
Open the episode · At the Money: Investing for Creative TypesListen at 6:32
Creatives should save 50% of income for taxes, or 30% if necessary.
“When in doubt, save 50% of every dollar you make. If that sounds crazy, do 30.”
Open the episode · At the Money: Investing for Creative TypesListen at 6:53
Every successful artist has a business manager.
“every artist who is successful has a business manager”
Open the episode · At the Money: Investing for Creative TypesListen at 7:25
Pricing art is entirely subjective.
“Pricing art is totally subjective”
Open the episode · At the Money: Investing for Creative TypesListen at 9:09
Creative work’s market price is determined by what buyers will pay.
“the art market itself, whether it's music or fine art or photography or what have you, it's what people are going to pay for it”
Open the episode · At the Money: Investing for Creative TypesListen at 9:14
Commercial or low-quality art is what sells in the market.
“bad art or commercial art is what sells”
Open the episode · At the Money: Investing for Creative TypesListen at 9:23
Creative windfalls should not be expected every few years.
“We can't. Count on this happening every couple of years.”
Open the episode · At the Money: Investing for Creative TypesListen at 10:43
Windfall recipients should invest part of the money.
“make sure that you're investing”
Open the episode · At the Money: Investing for Creative TypesListen at 10:46
Using capitalism to personal advantage can enable more helping and artistic work.
“if you use capitalism a little bit to your own advantage, you can help more people. You can do more art”
Open the episode · At the Money: Investing for Creative TypesListen at 11:03
People should have at least one year of living expenses before quitting work.
“at a minimum, it's a year of savings to live your life, a year of expenses”
Open the episode · At the Money: Investing for Creative TypesListen at 11:35
Most creative careers may require three to five years to become established.
“For most people, that's probably more like three or five years to get it off the ground.”
Open the episode · At the Money: Investing for Creative TypesListen at 11:41
Artists with family money should use that financial safety net.
“use it. the only reason not to use it is your own personal shame.”
Open the episode · At the Money: Investing for Creative TypesListen at 12:46
People should pursue retirement-like passions during their thirties and forties.
“I like to bring that timeline forward into our 30s and 40s as opposed to waiting to the traditional 60s or 70s.”
Open the episode · At the Money: Investing for Creative TypesListen at 14:04
Everyone should maintain a continuous saving habit.
“my acronym for that is ABS, always be saving”
Open the episode · At the Money: Investing for Creative TypesListen at 14:45
Even people with little income should establish saving by starting with one dollar weekly.
“Could you save a dollar a week? Could you set up that habit?”
Open the episode · At the Money: Investing for Creative TypesListen at 14:54
Statements are attributed to the speaker as said on the episode and reflect their view at the time, not PodLume's. They are not advice.